Waste and Recycling Insurance
We understand your business and have knowledgeable, experienced staff to deal with all of your insurance requirements
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- Dedicated schemes
- Competitive Premiums
- Specialist service
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Alternatively, call us on 0121 439 2452 or email us enquiries@arthurmarsh.co.uk
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Arthur Marsh are proud to be a member of the Chartered Institution of Waste Management (CIWM).
Waste and Recycling Insurance represents a major part of our business, and we are dedicated to your industry, by employing experienced and trained staff, some of our staff have also attended waste courses that are endorsed by the CIWM.
As specialists in the waste and recycling sector, we are experienced in establishing the correct levels of Waste and Recycling Insurance cover at competitive premiums, which can help you stay in business. We have access to dedicated schemes and rates which are tailored to your trade. As a leading Insurance broker in the Waste Management sector, we have experience in providing insurance cover for recycling centres, disposal of metals, plastic, paper, cardboard and hazardous waste.
Liability Insurance
Our aim is to provide the right insurance to businesses that are able to demonstrate high standards and to avoid litigation wherever possible.
Fire – The number 1 source of insurance claims within the waste and recycling industry
A thorough and detailed risk assessment can minimise the chance of a fire occurring, and is also central to achieving the best possible insurance terms and premium. Getting the assessment wrong can have disastrous consequences:
- Inadequate sums insured can result in insurance claims with a significant payment shortfall that needs to be funded by the business - the sector has seen some instances where the shortfall is as much as £1 Million or more.
- There have been cases in which the insurer has made it clear that they would not have accepted the risk had they fully understood the business - leading them to repudiate the claim altogether!
Given the risks it is vital to choose a broker who has the sector expertise and experience to produce a thorough and accurate risk assessment, and who has access to the right insurers to provide the cover you need.
Business Interruption
While eliminating the disruption a major event would cause is clearly impossible, an effective, proven business interruption plan will minimise the distress and help to retain the customers you have worked so hard to win.
Drivers are responsible for checking the safety of the skip whilst in transit but ultimately it is down to the skip company to provide adequate training. We have recently seen an increase in claims from waste falling from Skip Lorries!
This can be caused by customers overloading skips with different types of waste/materials which are not secured correctly. Also, customers fail to disclose the type of waste which could impact on the overall weight when drivers are collecting the loaded skip.
Taking into account the above scenarios, this can lead to vehicles tipping over which can cause thousands of pounds worth of damage as well as personal injury. Although the customer does have a responsibility to adhere to the skip hirer’s rules, it is also the responsibility of the drivers to adequately cover the skips upon collection with appropriate covers.
How have we become industry specialists?
Arthur Marsh are experienced in establishing the correct levels of cover for companies within your industry which will save you time searching for a competitive premium. We can help you to avoid potentially damaging problems that can be caused by being sold inadequate cover by a non specialist broker and we have access to many schemes and rates that enable us to find a tailored comprehensive cover package.
We all understand that knowledge, understanding and reliability are qualities that are of great importance in any business. The same must, surely, apply to your insurance broker. Call our specialists on 0121 293 5764 or complete our quick and easy