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“Isn’t Directors & Officers (D&O) cover only for those running publicly traded or very large businesses?” “I’m never going to be in the position where I could be sued by one of my employees or stakeholders.” “It’s just too expensive to consider on top of all of my company’s other insurance costs.” These are common misconceptions when…
In any organisation, it’s crucial for your senior leaders to continuously expand their skill sets and search for innovative methods that will help bolster company success. And in today’s corporate climate of evolving technology solutions across industry lines, it’s no secret that developing cyber-awareness and increased digital capabilities have become a priority for many organisational…
As you determine your New Year’s resolutions, it’s time to put mental health at the top of your list. Specifically, keeping stress levels under control is a concern for the majority of the UK population. In fact, a recent study by the Mental Health Foundation revealed that nearly 75 percent of Britons have felt so stressed…
Waste and recycling collection services operate in diverse, dynamic environments—cramped city streets, wide-open rural roads and busy motorways, among other places. With such a variety of locations, circumstances can change rapidly for the average collection crew. Even though all collection crews perform the same type of work and share the same legal obligation to follow…
Employers liability insurance protects your business from claims of negligence made by employees who have suffered an injury or ill health due to their work. Unlike other types of insurance, employers liability is compulsory. If your business employs workers based in England, Scotland or Wales, your business must carry EL cover to avoid substantial fines….
Although robust risk management practices can help protect your business from a wide range of potential disasters, it can be increasingly difficult to prepare for the worst in an unpredictable market. And in the midst of political uncertainty regarding Brexit, rising adverse weather instances at the hands of climate change, a rapidly ageing workforce and…
Managing a motor fleet is exhausting work. Whether your business’ fleet consists of five or 500 vehicles, gathering them all together and managing their collective risk can feel like an endless exercise in futility. While addressing one specific risk, more different risks can pop up, demanding your attention. Instead of addressing risks as they develop…
With electric and hybrid car models emerging and exciting in-vehicle technology on the rise, it’s no surprise that the motor trade industry is in a state of constant change. And while these changes can help ensure business success, they also result in the presence of new risks. As your workplace advances, be sure your risk…
While every employee experiences job-related stress at one point or another, too much stress in the workplace can lead to the development of serious mental health problems, such as depression or anxiety. And recent data from the HSE revealed that this problem is far too common. In fact, stress, depression and anxiety account for over 40 per…
While the day-to-day operations of your waste and recycling collection crew may seem routine to you as the owner or manager, to your employees they are anything but—every day your collection employees encounter serious hazards that threaten their health and safety. These risks threaten not only the safety of your employees and your vehicles, but…
